Housing Repair Loan Programs

Emergency Loans
The City of Rock Island offers several housing rehabilitation programs to Rock Island residents. Eligibility depends on an applicant's income, family size, and the availability of funds. The emergency loan program assists qualified owner-occupied properties with emergency repairs. The loan amount is dependent on the nature and cost of the repair. Applications are available year-round. These items may qualify:

• Water line breaks
• Sewer line breaks
• Faulty furnaces
• Electrical service
• Disabled exterior accessibility

For more details on emergency loan from the City of Rock Island loan click here or call 309.732.2900.

Roof Loans
The City of Rock Island offers several housing rehabilitation programs to Rock Island residents. Eligibility depends on an applicant's income, family size, and the availability of funds. The roof loan program is for qualified owner-occupied properties. Applications are available year round on a first come, first served basis. The maximum loan is $6,000.

For more details on roof loans from the City of Rock Island loan click here or call 309.732.2900.

Targeted Loans
The City of Rock Island offers several housing rehabilitation programs to Rock Island residents. Eligibility depends on an applicant's income, family size, and the availability of funds. The targeted loan program assists qualified owner-occupied and/or investor-owned properties with limited repairs. The maximum loan is $5,000.The following may be replaced or improved:

• Garages - repair or replacement, including demolition if the structure has a blighting influence on the neighborhood
• Roofs - house and/or garage
• Gutters - house and/or garage
• Sidewalks - public or private sidewalk
• Tree removal - private property and/or public right of way

For more details on targeted loans from the City of Rock Island loan click here or call 309.732.2900.